Betting with PayNearMe in Arizona

If you’re on the hunt for a fast, simple, and secure way to add funds to your preferred Arizona betting site, PayNearMe could be just the thing. Please find out more about this cash-based payment method and the top operators that offer it below.

Start with PayNearMe betting in Arizona


When you’re ready to start betting in online casinos in Arizona, you’ll first have to find an operator. Then, as a new member, you’re likely to get some kind of incentive, including a welcome betting bonus that will set you off on the right foot.

Before all of that, you’ll have to deposit with an accepted payment method offered by the operator you choose. One cash-based option that provides security is PayNearMe, though it works a bit differently than other methods. We’ll go through how it works and share the pros and cons of using PayNearMe to fund your online sports betting account.

PayNearMe sportsbooks

bet365 Betting with PayNearMe in Arizona bet365 Sportsbook Bet $1 Get $200 in bonus Bet now
Betway Betting with PayNearMe in Arizona Betway Sportsbook First Bet Reset $250 Bet Now Betway AZ Promo
BetMGM Sportsbook Up to $1,000 in bonus bets
  • Free live streams
  • Early Cashout feature
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Caesars Sportsbook Betting with PayNearMe in Arizona Caesars Sportsbook Up to $1,000 bonus Bet now Caesars AZ Promo
BetRivers Betting with PayNearMe in Arizona BetRivers Sportsbook Get up to $100 in bonus
  • Great bonus terms
  • Excellent loyalty program
Bet now BetRivers promo code AZ
Desert Diamond Sports Betting with PayNearMe in Arizona Desert Diamond Sports $250 Welcome Match Bonus Bet now Desert Diamond Promos
DraftKings Betting with PayNearMe in Arizona DraftKings Sportsbook Bet $5, get $150 in bonus bets
  • Same game parlay boosts
  • Multiple in-game bonuses
Bet now DraftKings AZ promo code
Unibet Betting with PayNearMe in Arizona Unibet Sportsbook $100 Second Chance Bet
  • Refer-A-Friend & get $50 each
  • Infinite parlay boosts
Bet now Unibet promo code AZ

Betting sites that accept PayNearMe in Arizona


Before we get to the technical stuff, let’s first look at the best PayNearMe betting sites. Using any one of these three will allow you to use cash instead of a debit or credit card and eliminate any risk involved with inputting your credit card information online.


PayNearMe BetMGM Arizona is one of the most renowned casinos on the web. From everyone’s favorite casino games to betting on the most anticipated sports, The brand provides bettors with all that they need and want to have the best experience. In addition, it’s safe and, when paying with PayNearMe, bettors won’t have anything to worry about with their sensitive banking information. 

Current promo: Bet, risk-free, up to $1,000


DraftKings AZ is the leader of fantasy betting, though they don’t fall short on other types. From casino games to sports matches, They offer a bit of everything. When you choose to place your wagers with DraftKings, you’ll find competitive odds, lots of offers play, and a fun and interactive community to bet on your favorite matches.

Current promo: 100% Deposit match up to $1,000


If you’re all about the competition, then FanDuel AZ is where it’s happening. With tournaments and competitions happening on the site daily, you can get your dose of head-to-head action while going up against other players. 

With PayNearMe in Arizona, you’ll not only have a solid platform to bet with but, rest assured that your accounts are safe. It’s fast, convenient, and safe, making it one of your best bets.

Current promo: Bet, risk-free, up to $1,000.

How to deposit with PayNearMe in AZ

If you’ve used top operators before, you’re probably used to depositing online with a debit or credit card. However, PayNearMe is 100% offline and in person, two things that are not typically done when betting on Arizona online sports betting sites. Below, we’ll share how you can start using PayNearMe with your account, adding funds in just a few easy steps.

Step 1. Choose an AZ operator using PayNearMe

Before using PayNearMe, you first have to find an online site that accepts PayNearMe Arizona. Not all operators on the web offer the payment method, so be sure to find one that does before you sign up. Then, simply create your account so that you can deposit funds with PayNearMe.

Step 2. Login to your AZ account

Once you’re into your account, you need to start by heading over to your account and selecting ‘make a deposit.’ Next, please scroll down and find the option for PayNearMe, selecting it and clicking through to the next page.

Step 3. PaySlip

With PayNearMe selected, you’ll need to choose the amount that you want to deposit in your account, one that suits your budget and gives you the max return from your welcome bonus. Once you select an amount, you’ll be able to generate a PaySlip, one that you can either print or take a screenshot of on your device.

Step 4. Find a PayNearMe location in Arizona

Most PayNearMe locations are found in places like 7-Eleven, CVS, or Family Dollar. But, of course, you can always head to the PayNearMe website and find your nearest location so that you can deposit with ease any time you need to.

Step 5. Add cash and bet

Once you make it to your nearest PayNearMe location, all you’ll have to do is hand the slip to the cashier along with the amount (in cash) that you want to deposit. They will submit the transaction to your betting site and have your account credited within minutes so that you can place your bets.

Betting with PayNearMe in AZ


We live in a world of mobile convenience, where we can do just about anything with the click of a few buttons. But, unfortunately, those conveniences come with issues for our safety and security online, with cybercriminals constantly lurking for holes in authentications.

It’s not just about online safety but also about the fact that some choose not to have a debit or credit card, which shouldn’t exclude them from gambling online. That’s where PayNearMe can come in handy, giving bettors an alternative to using a debit card, credit card, or banking account.


PayNearMe is legit and features a long list of physical locations where bettors can choose the closest one for them. They are regulated and only work with operators and online gambling sites that are licensed and regulated.

Instead of dealing with a system that is subject to downtime and passing sensitive information across multiple channels, bettors in Arizona can choose to deposit funds to their account using PayNearMe, which eliminates all safety issues and allows bettors to budget their spending better.

Is PayNearMe Safe?


Because it’s not connected to banking information or credit cards, many bettors wonder if PayNearMe is safe. The answer is as there is nothing connected to your personal details. In addition, PayNearMe teams up with licensed and regulated betting sites, which helps you rest assured that your security is a top priority.

AZ security

To become a licensed betting site in Arizona, gambling sites have to meet a long list of requirements. They not only have to go through extensive background checks, but they have to undergo investigations and audits before they are allowed to operate legally. Licenses are only rewarded from a few entities, and they are very strict throughout the entire process.

It’s not only betting sites that undergo rigorous background checks but also payment processors. A payment processor deals with highly sensitive information and is required to maintain a certain level of security to become licensed to operate. They have to ensure the safety of those who choose to deposit with them. Along with a set of criteria that either allows or prevents bettors from depositing funds.

Secure slip

When PayNearMe gets a payment slip, their system first does is cross-check with the betting site. Next, they check that the bettor is of legal age, not restricted from gambling in Arizona, and has an active and open account before they process the withdrawal. If the operator cannot confirm any of the necessary details, they decline the transaction, and the account is not funded.

Pros and cons of PayNearMe


PayNearMe online betting comes with advantages and disadvantages, some of which could be the make or break as to whether or not you create an account. So before using PayNearMe for your next run, be sure to weigh the pros and cons to decide if it’s the best bet for you.

The pros

Zero private info

If there is one pro to consider when using PayNearMe, it’s that there is no connection to your banking account. So no information is coming from your credit or debit card, and the only thing that is connected is your account with the operator.

No need to have a debit or credit card

Though it seems impossible to live without them for some, many out there choose not to have a debit or credit card. There could be many reasons for the choice, though they often find themselves dealing with a lot of hassles to enjoy the convenience of online deposits.

With PayNearMe betting, there is no need to have a debit or credit card, as all deposits are made with cash and go straight into the bettor’s account.

More spending control

Using a debit or credit card online makes things run smoothly. However, it’s because of the convenience that it can sometimes cause bettors to spend more than they wanted to, which could lead to issues further on down the road. PayNearMe deals with cash only and does not allow bettors to use their debit or credit card, helping to keep gambling under control.

The cons

Just as there are pros to using PayNearMe for betting in Arizona, there are also cons, all of which you should consider before making it your preferred payment method.

Less convenient

Using a debit or credit card is simple. All you have to do is type in numbers and make a few clicks, and you’ve made a deposit. On top of that, debit and credit cards are saved within your account, which makes it even faster when you’re ready to deposit again.

With PayNearMe, you have first to create a PaySlip and then go to a physical location to fund your account. In terms of convenience, there are much better ways out there. Plus, when betting on live sports, bettors need something that they can execute quickly, which doesn’t happen with PayNearMe.

Deposit limits

Another drawback is that there are clear daily deposit limits. Debit and credit cards also come with deposit limits, though they tend to be much higher than PayNearMe. With PayNearMe, they only allow bettors to deposit up to $500 per day, which could impede bettors from making large bets or multiple bets per day.

While deposit limits have their own set of advantages, including sticking to a budget, $500 is relatively low when dealing with high-stake bets. Plus, when bettors want to take advantage of their welcome offer, they would do better to deposit more so they can score more bonus cash.

Transaction fees

PayNearMe has a complex structure when it comes to fees for deposits. While most of them are free, some come with a fee that could go up to $5.99. That might not seem like much but, for bettors that deposit daily, that could be close to $50 a week in fees.

No withdrawals 

A lot of accepted payment methods from Arizona sites allow bettors to deposit and withdraw. Unfortunately, that is not the case with PayNearMe, as they only allow bettors to add funds to their accounts.

To withdraw, bettors have to choose another accepted payment method, using that instead to get their winnings in hand. Check out the other banking options at operators in the state:

PayNearMe Arizona FAQs

Is PayNearMe legit in AZ?

Yes, it is. PayNearMe started a few years back, offering an alternative to using a debit or credit card. Though most secure payment systems are safe to use, PayNearMe is even safer because it deals with cash and it only allows deposits in a nearby location, not online. 

How much can I deposit with PayNearMe per day in the state?

The maximum amount that you can deposit into your PayNearMe account per day is $500. This policy is strictly enforced, so keep that in mind beforehand.

What’s the processing time for PayNearMe?

In most cases, there are no processing times, and the money deposited with PayNearMe is available within a few minutes, if not instantly.

Can I use a debit or credit card with PayNearMe for AZ betting?

No, unfortunately, they don’t. But that’s part of the reason why it’s so safe, as deposits are not connected to personal cards or banking accounts. Instead, they accept cash only and require proof of identification to add funds into your online gambling account.

Does PayNearMe offer withdrawals in Arizona?

No, it’s only for deposits. Because it deals with money that’s going into your account, PayNearMe does not offer withdrawals. To withdraw from your account, you’ll have to choose an accepted payment method from your account within your Arizona betting site.